Martínez García, María Dolores, Yessica García Hernández, and Ma. Isabel Flores Ortega. “E-Commerce in the Financial Sector: Transition to Industry 4.0”. Journal of Administrative Science UAEH 4, no. 7 (July 5, 2022): 6–11. Accessed September 14, 2025. https://repository.uaeh.edu.mx/revistas/index.php/jas/article/view/8768.